Rates Effective December 12, 2007

Certificate of Deposit (*1)
Interest Rate
Annual % Yield
30 Day Simple Interest
2.00
2.02
91 Day Simple Interest
2.00
2.01
182 Day Simple Interest
2.40
2.41
9 Month Simple Interest
2.50
2.50
12 Month
3.00
3.04
18 Month
3.35
3.40
24 Month
3.35
3.40
30 Month
3.40
3.45
42 Month
3.50
3.56
60 Month
4.00
4.08
Passbook & Club Accounts
1.50
1.51
     

Checking Account (*2)

    
Now Account
1.50
1.51
Super Now Account
0.15
0.15
     
Money Market Account (*3)

$.00 - $1,999.99
0.15
0.15
$2,000.00 - 24,999.99
2.00
2.01
$25,000.00 - $49,999.99
2.75
2.78
$50,000.00 - $99,999.99
3.45
3.50
$100,000.00 and Above
4.10
4.17
 
1-The minimum balance to open a certificate of deposit and to earn the annual percentage yield is $500.00.    
    A  penalty will be imposed for early withdrawal. 
2-Rates may change after  the account is opened. Fees could reduce earnings. 
3-The minimum balance to open a Money Market Account is $2000.00.