Rates Effective August 31, 2011

Certificate of Deposit (*1)
Interest Rate
Annual % Yield
30 Day Simple Interest
0.10
0.10
91 Day Simple Interest
0.10
0.10
182 Day Simple Interest
0.25
0.25
9 Month Simple Interest
0.35
0.35
12 Month
0.40
0.40
18 Month
0.60
0.60
24 Month
0.75
0.75
30 Month
1.00
1.00
42 Month
1.14
1.15
60 Month
1.49
1.50
Passbook & Club Accounts
0.20
0.20
     

Checking Account (*2)

    
Now Account
0.05
0.05
Super Now Account
0.05
0.05
     
Money Market Account (*3)

$.00 - $1,999.99
0.05
0.05
$2,000.00 - 24,999.99
0.20
0.20
$25,000.00 - $49,999.99
0.30
0.30
$50,000.00 - $99,999.99
0.40
0.40
$100,000.00 and Above

0.60
0.60
      
1-The minimum balance to open a certificate of deposit and to earn the annual percentage yield is $500.00.    
    A  penalty will be imposed for early withdrawal. 
2-Rates may change after  the account is opened. Fees could reduce earnings. 
3-The minimum balance to open a Money Market Account is $2000.00. If account balance later drops 
below $2000, a service charge may be imposed and the interest rate will revert to out checking account rate.